Stop Guessing. Start Knowing.
Trackly uses AI to automatically track, categorize, and optimize every dollar you spend — so you always know where your money is going and how to make more of it.
No credit card required · 14-day Pro trial · Cancel anytime
Monthly Savings
+$847 this month
AI Insight Ready
3 new tips today
Everything You Need
Smarter Tools for Smarter Spending
Trackly doesn't just show you numbers — it interprets them, learns from them, and tells you exactly what to do next.
AI That Categorizes Instantly
Trackly's AI engine reads your transactions and categorizes them in real time — groceries, subscriptions, dining, utilities. Zero manual sorting.
Budget Builder That Actually Works
Tell Trackly your goals. It builds a realistic budget based on your actual spending history — not generic templates that fail by week two.
Overspend Alerts Before It's Too Late
Smart alerts fire the moment a category is trending over budget — not after your bank sends a nasty statement at month end.
Monthly AI Reports & Insights
Every month, Trackly delivers a plain-English financial report with specific, actionable recommendations to cut costs and grow savings.
Bank-Level Security
Your financial data is encrypted end-to-end with 256-bit AES encryption and read-only bank access. We see patterns, not passwords.
Built for Teams & Businesses
Manage multiple accounts, departments, or clients from a single dashboard. Role-based access controls keep everyone in their lane.
50K+
Active Users
$2.4M
Tracked Monthly
99.9%
Uptime SLA
4.9 / 5
User Rating
The Process
From Signup to First Insight in Minutes
No complicated setup. No learning curve. Trackly is built for people who want results, not tutorials.
Create Your Free Account
Sign up in under 60 seconds. No credit card needed. Just your name and email to get started.
Connect Your Accounts
Securely link your bank accounts, cards, and wallets via read-only integration. Trackly never stores credentials.
AI Goes to Work
Our AI instantly scans your transaction history, categorizes every purchase, and identifies spending patterns most people never see.
Get Your First Insight
Within minutes, Trackly delivers your first AI-generated budget insight — specific, actionable, and personalized to your actual money habits.
Your first insight is waiting.
Takes 2 minutes to set up. Free forever on our base plan.
Simple Pricing
No Surprises. Ever.
Start free. Upgrade when you're ready. Downgrade anytime. We keep it honest.
Free
Perfect for individuals getting started with expense visibility.
What's included
- Up to 2 connected accounts
- 30-day transaction history
- Basic AI categorization
- Monthly spending summary
- Email support
- AI budget builder
- Overspend alerts
- Unlimited history
- Priority support
Pro
The full Trackly experience for individuals and freelancers who mean business.
What's included
- Unlimited connected accounts
- Full transaction history
- Advanced AI categorization
- Personalized AI budget builder
- Overspend alerts (real-time)
- Monthly AI insight reports
- Priority email support
- 14-day free trial
Enterprise
For teams, agencies, and businesses that need power, scale, and control.
What's included
- Everything in Pro
- Multi-seat team access
- Role-based permissions
- Dedicated account manager
- Custom integrations & API
- Advanced reporting & exports
- SLA guarantee
- Onboarding & training
All plans include 256-bit encryption · No hidden fees · Cancel anytime
Real People. Real Results.
Thousands Already Track Smarter
Don't take our word for it — here's what users say after their first month with Trackly.
“I used to have no idea where my money went every month. Trackly's AI flagged that I had 7 overlapping subscriptions I forgot about. Cancelled four of them in 10 minutes and saved $140/month.”
Priya Mehta
Freelance Designer · Self-employed
“Managing expenses for a 12-person team used to require a full-time admin. Now Trackly does it automatically. The monthly AI report is the first thing I share in our finance meeting.”
Marcus O'Brien
Operations Manager · Brightfield Co.
“The budget builder actually feels personal — like it knows my business. I went from 'I think I'm profitable' to knowing exactly where I stand by the 3rd of every month.”
Danielle Torres
Small Business Owner · The Bloom Studio
“I tried 4 budgeting apps before Trackly. The others were either too complex or too basic. Trackly hits the exact right balance — powerful AI under a dead simple interface.”
James Kinsley
Software Engineer · Remotebase